Risk Disclosure
Please read this carefully and consult with your qualified legal, financial and/or tax advisor(s) before investing in precious metals. Any performance data quoted represents and is based upon past performance only, and is neither a prediction nor a guarantee of future performance or results. Precious metals may increase and/or decrease in value, and investments in precious metals, like all investments, carry a risk of loss.
American Republic Metals, nor its principals or representatives collectively (“American Republic Metals”) provide investment advice. As a customer, you assume the risk of all investment decisions, and acknowledge and understand that American Republic Metals has not made and will not make any guarantee, promise, representation, or prediction regarding your ability to profit from any transaction, or any tax consequences or implications of any transaction. In no event shall American Republic Metals be liable for any direct or indirect damages resulting from any transaction involving you.
American Republic Metals expressly disclaims any express or implied warranties, including without limitation any warranty of merchantability or fitness for any particular purpose, and any warranty as to the grade or description of any precious metal. You alone decide what precious metals to purchase and if and when to sell precious metals, and American Republic Metals guarantees neither the profitability of any transaction, nor that you will be able to sell any precious metal for a profit. Though American Republic Metals may assist you in selecting precious metals, you acknowledge and understand the decision to purchase precious metals, and which ones to purchase, is your decision alone and American Republic Metals is not responsible for your decisions. You further acknowledge and understand that any assistance American Republic Metals may offer to you, does not create a fiduciary or special relationship between you and American Republic Metals, and that American Republic Metals is not authorized to offer or provide, and does not offer or provide, legal, investment or tax advice. Any written or oral statements by American Republic Metals regarding future events are statements of opinion only, and you will not and may not rely upon such statements in connection with any investment or related decision.
You acknowledge having been afforded the opportunity to discuss the risks of all investment decisions with American Republic Metals and/or your own independent advisors and have not been coerced or pressured into any investment decision(s). Precious metals should be considered a long-term investment, and you should be prepared and willing to hold any purchased precious metal for several years, preferably five to ten years. Therefore, you should not invest capital that cannot be held for at least this estimated period of time. American Republic Metals makes no guarantee or prediction that you will make a profit, or will not sustain a loss, at the expiration of such period of time. The performance of a precious metals investment depends in substantial part upon often-unpredictable extrinsic market forces, including without limitation supply and demand, international monetary markets, inflation and general economic conditions and expectations. The impact of these forces, or any of them, on the values of precious metals cannot be predicted with any degree of certainty. You acknowledge and understand the precious metals market(s) can be volatile and that prices may rise or fall over time, and that past performance is no indication of future performance. Moreover, precious metals are not suitable for everyone, and you should carefully consider whether investing in precious metals is suitable for you in light of your investment objectives, financial resources, and risk tolerance.
NO REFUNDS
Except as expressly stated in American Republic Metal’s transaction agreement, all sales are final and precious metals cannot be exchanged or returned fora refund. Customer agrees to carefully inspect each delivery upon receipt, and if for any reason Customer is not fully satisfied with the quality of any precious metal purchased from American Republic Metals, Customer will immediately notify American Republic Metals. If Customer notifies American Republic Metals of Customer’s dissatisfaction within fifteen calendar days after delivery of the subject precious metal and the original holder in which the subject precious metal was delivered has not been opened, removed, tampered with, or damaged, American Republic Metals will replace the subject precious metal with another precious metal of the same denomination/type and grade.
RETIREMENT ACCOUNTS/ IRAS
Though American Republic Metals has made every effort to comply with current federal laws governing IRAs, American Republic Metals expressly disclaims any responsibility or obligation for any tax consequence or impact Customer incurs as a result of any Internal Revenue Code regulations or interpretations. Customer acknowledges and understands that Customer has been advised to seek independent tax advice and American Republic Metals has not made, and will not make, any representations regarding the tax impact or consequences of precious metals held as an investment in an IRA.
AMERICAN REPUBLIC METALS is a seller and purchaser of precious metals. While AMERICAN REPUBLIC METALS may assist customers in comparing and contrasting the different options available for purchase or that AMERICAN REPUBLIC METALS is willing to purchase, customers acknowledge and agree that:
(i) no fiduciary relationship exists between AMERICAN REPUBLIC METALS and the customer, (ii) the decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and (iii) purchases or sales are made subject to the customer’s own discretion and judgment.
In AMERICAN REPUBLIC METALS’s opinion, precious metals should be considered a long-term investment. Customers should be prepared to hold any precious metals purchased – whether from AMERICAN REPUBLIC METALS or elsewhere – for at least a three to five year period, and preferably five to ten years, to maximize the potential for gains. AMERICAN REPUBLIC METALS advises customers to only invest capital that can be held for at least this period of time. However, precious metals, like all investments, carry capital risk. Precious metals may appreciate, depreciate, or stay the same depending on a variety of factors. AMERICAN REPUBLIC METALS cannot guarantee, and makes no representation, that the precious metals will appreciate at all or appreciate sufficiently to make the customer a profit at the expiration of this or any other period of time.
In AMERICAN REPUBLIC METALS’s opinion, customers should not invest more than twenty percent (20%) of their available investment funds in precious metals. Moreover, precious metals do not yield income and thus are not an appropriate investment vehicle for investors seeking current or future income.
The success of an investment in precious metals is dependent, in part, upon extrinsic economic forces including but not limited to supply, demand, international monetary conditions, and inflation or the expectation of inflation. The impact of these forces on the values of precious metals in general or any particular precious metal cannot be predicted. Customers acknowledge that the precious metals market can be volatile and that precious metal prices may rise or fall over time. Customers further acknowledge that past performance is no guarantee of future performance.
AMERICAN REPUBLIC METALS does not provide tax, investment, or legal advice or advisory services, and no one associated with AMERICAN REPUBLIC METALS is authorized to provide any such advice or services. Any written or oral statements by AMERICAN REPUBLIC METALS, its officers, agents, sales representatives, or other representatives relating to future events or the attributes of certain precious metals are opinions only. Such statements, if any, are not representations of fact.
AMERICAN REPUBLIC METALS’s sales representatives are commissioned salespersons – i.e., their salary is based, at least in part, on the amount and profit margin of the precious metals they sell. In addition, from time to time, AMERICAN REPUBLIC METALS’s sales representatives may receive other compensation tied to sales activity – e.g., sales contests; bonuses tied to the sale of certain denominations/types or grades of precious metals. AMERICAN REPUBLIC METALS’s sales representatives are not licensed and their knowledge of precious metals and the precious metals marketplace varies markedly.
AMERICAN REPUBLIC METALS makes no representations regarding the tax consequences of holding precious metals as an investment in an IRA. Customers expressly acknowledge that they have been advised to seek independent tax advice, from a qualified professional, regarding the tax consequences of such an investment.